Just join a 'estate-less' club and ask for a courtesy round to get a handicap. Ask short hitter. He was promoting a club.
If you are a ntuc card holder, then look for Derek for MGK.
Otherwise if you are rich, go buy a membership in one of those physical golf clubs like Laguna, Sentosa etc etc... They can help you maintain handicap.
We are what we repeatedly do. Excellence then, is not an act, but a habit.