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 Does Golfing Insurance coverage extend to incidents at the range?

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shimizu.toruk
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PostSubject: Does Golfing Insurance coverage extend to incidents at the range?   Mon Jan 21, 2013 8:19 pm

So I had a freak incident today at the TPY range. Was hitting my 5 Wood off the deck when I had a bad swing, came in too steep, and the next thing I know - I'm holding onto a 5 FW with no head (just shaft n grip), with the club head somewhere out there on the range... Embarassed

Question I have for the bros here is this - Is this something that is covered by golf insurance? I have the (I guess) standard insurance that comes with the MGK membership.

If not, then I guess it's time to go shopping again...

Thanks!
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simoner
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Mon Jan 21, 2013 8:44 pm

I suppose so. I had claimed an 8-iron and another injury under golf insurance before. But need to make a report at the range office. My 2 cents worth...
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MadScientist
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 12:17 am

shimizu.toruk wrote:
So I had a freak incident today at the TPY range. Was hitting my 5 Wood off the deck when I had a bad swing, came in too steep, and the next thing I know - I'm holding onto a 5 FW with no head (just shaft n grip), with the club head somewhere out there on the range... Embarassed

Question I have for the bros here is this - Is this something that is covered by golf insurance? I have the (I guess) standard insurance that comes with the MGK membership.

If not, then I guess it's time to go shopping again...

Thanks!

It should be covered... check with NTUC as they are the insurers. Pollicy wording should clarify. Usually, you pay a deductible/excess of about $30-50 per breakage event. They cover the rest. However, they have the option to make payment or the option to reinstate, repair or replace such broken clubs subject to an allowance
for wear and tear and depreciation.
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jtek
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 12:51 am

Why is it always I at TPY range? I had the same happening there but with my driver.... Maybe it's cursed to break ur club there and then u start spending... Ha ha ha...

But I made a claim and got my replacement thru my insurance...
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shimizu.toruk
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 8:56 am

Thanks all for your inputs. Will file a claim with the MGK folks.
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Derek
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 9:39 am

If I recall correctly, the standard MGK insurance has a excess of $200 or $250 for equipment damage.

However, if you opted for the premium insurance (top up $20 during renewal or registration), then the excess is only $50.


_________________
========================================
What's in the Bag

Driver: Callway X-Hot 10.5 with Fubuki 50S (pulled from a TM Burner SuperFast)
Woods: 19 Deg Callaway X-hot Proj X Stock S Flex
Hybrid: 22 Deg TM SF i70R, Cobra Baffler 25 Deg NS950R
Irons 5-Pw:  Titleist 704 CB NSP950 (Flex Unknown - think it is R)
Wedges: Perry Gear 52 Deg DG S300 and BFG 55 Deg KBS Hi-Rev, Tourstage 60 Deg
Putter: RIFE Antigua Island with Champ Large Grip
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NikeN
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 9:56 am

i broke my 7 iron at tpy range as well. Embarassed
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shimizu.toruk
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 9:58 am

Wah...TPY range is jinxed....wonder if it's the mat that they're using...
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Joshua
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 11:39 am

Could it be the balls? Seems hard
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Joshua
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 11:39 am

Harder than b4 I meant
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3131T
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 1:08 pm

It should be covered... My fren bag was stolen at range...

he managed to claim 2K plus but waited for a few months...
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nemesis_v
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 2:38 pm

It covers. I claimed before.
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MadScientist
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Tue Jan 22, 2013 3:06 pm

For those who claimed before, can share how the claim process was?
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jtek
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Wed Jan 23, 2013 12:42 am

Eh... For me my agent settle for me... I just submit receipt...
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PostSubject: Re: Does Golfing Insurance coverage extend to incidents at the range?   Today at 10:38 pm

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