Golf Republic Forum - Singapore's most active golfing forum.
 
HomeFAQCalendarRegisterLog in

Share | 
 

 Golfer Insurance

View previous topic View next topic Go down 
Go to page : 1, 2  Next
AuthorMessage
asahi
Course Marshal
Course Marshal


Posts : 10361
Join date : 2009-12-19
Age : 39

PostSubject: Golfer Insurance   Tue Jan 19, 2010 11:31 pm

Hi ppl,

Mind sharing where you got your golf insurance from?
Come to think of it, is it really necessary?

Let's discuss.....javascript:emoticonp('Razz')
Back to top Go down
daveaha
Course Marshal
Course Marshal


Posts : 3179
Join date : 2009-06-22
Age : 40
Location : Singapore

PostSubject: Re: Golfer Insurance   Tue Jan 19, 2010 11:35 pm

Yes, it's required to play here in Singapore.

I'm under MGK. It covers you.

And also my HSBC platinum card aslo give me golf insurance.
Back to top Go down
http://www.nufc.sg
sunny
Greens Committee Member
Greens Committee Member


Posts : 3575
Join date : 2009-06-17
Age : 41

PostSubject: Re: Golfer Insurance   Tue Jan 19, 2010 11:36 pm

it is very necessary....

especially if your ball land on someone and requires medical attention....that someone may even sue you!

need some money for it...

It also cover thefts or accidents...eg bags falling off buggy and breaking/scratching clubs

Cover injuries such as falling off the buggy due to reckless partner... snake bites(if you hit the rough often) or even croc bite if you go visit the croc den at farmosa to retrieve golf balls...

finally...you get to treat your friends to 500 dollars worth of beer if you get a hole-in-one!

_________________
We are what we repeatedly do. Excellence then, is not an act, but a habit.
Back to top Go down
Http://thescarletibis.wordpress.com
asahi
Course Marshal
Course Marshal


Posts : 10361
Join date : 2009-12-19
Age : 39

PostSubject: Re: Golfer Insurance   Tue Jan 19, 2010 11:47 pm

Hi Sunny,

I do agree it would come in useful in scenarios of causing injuries to others due to stray balls, other injuries, hole-in-one and equipment repair.

But I am under the impression that it may be extra coz' some green fees do cover golfers' insurance for that particular day of play e.g played in a tournament in Batam last year. Broke my 7-iron and the club changed my shaft for free under insurance bought with the green fees I paid. So buying golf insurance, I thot may seem a bit 'extra' if most clubs factor in insurance coverage in their pricing of green fees.

Also maybe, GR members can share the cost of your golf insurance and its coverage?
Back to top Go down
sunny
Greens Committee Member
Greens Committee Member


Posts : 3575
Join date : 2009-06-17
Age : 41

PostSubject: Re: Golfer Insurance   Tue Jan 19, 2010 11:55 pm

Hi Asahi,

Not all of them have daily insurance. Moreover, some of those compulsory daily insurance has limited cover.

Someone has just informed me that he can get very competitive quotes for GR. I have given him a go ahead to get the quotes.

He'll post it once he get the figures and terms.

I know NTUC covers for 40+ or so and AIA for about 80+ and 100+(depending on whether you take the one that covers medical evacuation).

Some clubs have tie up with some insurers for cheaper insurance such like 30 or so.

HSBC offers free cover for their card members but you need to pay using their card. So it is going to be a problem if someone in the group sign on behalf of everyone.

_________________
We are what we repeatedly do. Excellence then, is not an act, but a habit.
Back to top Go down
Http://thescarletibis.wordpress.com
blee67
Hall of Fame Golfer
Hall of Fame Golfer


Posts : 5410
Join date : 2009-12-05
Location : Singapore

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 9:12 am

daveaha wrote:
Yes, it's required to play here in Singapore.

I'm under MGK. It covers you.

And also my HSBC platinum card aslo give me golf insurance.

Hi Daveaha,

HSBC provides cover? What is the coverage?

Thanks in advance..
Back to top Go down
Tituman
Incredibly Active Golfer
Incredibly Active Golfer


Posts : 3375
Join date : 2009-10-16
Location : Singapore

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 9:23 am

I am a member of a certain club and it is covered automatically by No Trouble Until Claim. It lives up to its namesake. I heard that the claimimg is a hassle and they make it difficult for you. I heard from one of my kaki that she tried to make a claim after her golf ball hit someone and she tried to claim medical claims for the injured party. It was a real hassle though I don't exactly know what transpired in between, but I heard from her that the lady over there told her that it was because it was 'accidental', cannot claim. Heck, that is what insurance is for right? To cover unexpected incidents like that and they give that reason for being unable to claim. So in the end, unable to claim a single cent. Would you believe that?

Titu
Back to top Go down
eiji
Course Marshal
Course Marshal


Posts : 6193
Join date : 2009-08-22
Age : 35
Location : Training

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 9:52 am

Auntie Lucy and No Trouble Until Claim

ROFL

_________________
Callaway Razr Fit Xtreme 10.5* Ahina 60 R
PRGR EGG Spoon 15* MRC Fubuki Alpha 70S
Adams Super Hybrid XTD 19* MRC Fubuki AH R
Adams A12 Pro 23* GD Tour AD UT85 R
Callaway X Hot Pro 5-PW PX95 5.5
Titleist SM4 50*, 54*, 58* DG Spinner
Scotty Studio Select 2012 Golo 33"
Back to top Go down
http://www.idealparts.com.sg
daveaha
Course Marshal
Course Marshal


Posts : 3179
Join date : 2009-06-22
Age : 40
Location : Singapore

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 9:56 am

blee2007 wrote:
daveaha wrote:
Yes, it's required to play here in Singapore.

I'm under MGK. It covers you.

And also my HSBC platinum card aslo give me golf insurance.

Hi Daveaha,

HSBC provides cover? What is the coverage?

Thanks in advance..

Yup. But provided you pay your green fee using HSBC card, and you inform HSBC that you want to be covered by their golf insurance.

Here's the details :

http://www.hsbc.com.sg/1/2/miscellaneous/personal/cards/hsbc-platinum-card/hsbc-platinum-card-golfers-insurance-details
Back to top Go down
http://www.nufc.sg
sniffydog
Newbie Golfer
Newbie Golfer


Posts : 83
Join date : 2009-06-22
Location : yck

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 10:11 am

i got mine from AIA, its below SGD100 for 1 yr. Gives you peace of mind against 3rd party injuries, and also lost/damaged equipment at a golf course. Haven't claimed anything yet, so I'm not too sure if it is claimable as advertised.

anyway, the subscription fee is not expensive, considering 3rd party injury claims can go up to 6-7 digit sums, worst if they are high earners, then paralyzed or dead.

another thought...does insurance cover injury when someone hit a 2nd shot before flight infront clears? The action sounds like a malicious intent and not an accident.
Back to top Go down
blee67
Hall of Fame Golfer
Hall of Fame Golfer


Posts : 5410
Join date : 2009-12-05
Location : Singapore

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 10:22 am

daveaha wrote:
blee2007 wrote:
daveaha wrote:
Yes, it's required to play here in Singapore.

I'm under MGK. It covers you.

And also my HSBC platinum card aslo give me golf insurance.

Hi Daveaha,

HSBC provides cover? What is the coverage?

Thanks in advance..

Yup. But provided you pay your green fee using HSBC card, and you inform HSBC that you want to be covered by their golf insurance.

Here's the details :

http://www.hsbc.com.sg/1/2/miscellaneous/personal/cards/hsbc-platinum-card/hsbc-platinum-card-golfers-insurance-details

oh.. Ok. thanks. As usual, comes with conditions..

Thanks again.
Back to top Go down
daveaha
Course Marshal
Course Marshal


Posts : 3179
Join date : 2009-06-22
Age : 40
Location : Singapore

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 10:29 am

blee2007 wrote:
daveaha wrote:
blee2007 wrote:
daveaha wrote:
Yes, it's required to play here in Singapore.

I'm under MGK. It covers you.

And also my HSBC platinum card aslo give me golf insurance.

Hi Daveaha,

HSBC provides cover? What is the coverage?

Thanks in advance..

Yup. But provided you pay your green fee using HSBC card, and you inform HSBC that you want to be covered by their golf insurance.

Here's the details :

http://www.hsbc.com.sg/1/2/miscellaneous/personal/cards/hsbc-platinum-card/hsbc-platinum-card-golfers-insurance-details

oh.. Ok. thanks. As usual, comes with conditions..

Thanks again.

Yup. But if you think that the insurance is free, you have nothing to lose actually. just need to pay your green fee with HSBC...
Back to top Go down
http://www.nufc.sg
blee67
Hall of Fame Golfer
Hall of Fame Golfer


Posts : 5410
Join date : 2009-12-05
Location : Singapore

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 10:45 am

daveaha wrote:
blee2007 wrote:
daveaha wrote:
blee2007 wrote:
daveaha wrote:
Yes, it's required to play here in Singapore.

I'm under MGK. It covers you.

And also my HSBC platinum card aslo give me golf insurance.

Hi Daveaha,

HSBC provides cover? What is the coverage?

Thanks in advance..

Yup. But provided you pay your green fee using HSBC card, and you inform HSBC that you want to be covered by their golf insurance.

Here's the details :

http://www.hsbc.com.sg/1/2/miscellaneous/personal/cards/hsbc-platinum-card/hsbc-platinum-card-golfers-insurance-details

oh.. Ok. thanks. As usual, comes with conditions..

Thanks again.

Yup. But if you think that the insurance is free, you have nothing to lose actually. just need to pay your green fee with HSBC...

You are right. I have just registered as well on their website. More so if I am playing overseas with clients as I used the card more for corporte functions.

Thanks.
Back to top Go down
hw_ball
Newbie Golfer
Newbie Golfer


Posts : 33
Join date : 2009-09-02
Location : Jurong West

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 11:34 am

Hi,

I got my golf insurance @ $30+ thru SGA Golf Club Pte Ltd.

Cheers.
Back to top Go down
alvin7379
Incredibly Active Golfer
Incredibly Active Golfer


Posts : 2916
Join date : 2009-11-24
Age : 37
Location : Anywhere Comfortable

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 11:38 am

Actually I have never really look into golf insurance b4... and I play without knowing if I am covered!.... heh... guess its time I better consider one before anything happens! Razz
Back to top Go down
http://www.visualtech.com.sg
Mr D
Newbie Golfer
Newbie Golfer


Posts : 10
Join date : 2009-09-27

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 3:37 pm

Not an expert on this topic .... Just some factual comments.

Mine is under MGK ... broke my SW shaft sometime last year ... and I submitted my claim to the "No Trouble ...." insurer. They replied by snail mail stating that my claim is only $50 and there is an excess $300. Thus no claim.
So I treated that $50 as buy 4D never kena, and forgot about it.

Another incident.
My friend broke one of his shaft. He claimed thru the JB club which we played at. We have to pay 2 ringgit/pax for insurance for each game. He got his claim thru that insurance without any hassle.

Enuff said.
Back to top Go down
rangereye
Very Active Golfer
Very Active Golfer


Posts : 647
Join date : 2009-08-11
Age : 41

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 4:43 pm

Agree with Bros here that it is good to have insurance to cover for all the accidentals. Thankfully have not injured anyone yet.. but I had made 2 claims already for broken clubs.. pretty hassle free, fill up form, cost of club, submit photos of damages and that's it. of course, have to bear with the excess of $50 per club..
Back to top Go down
http://www.wizgolf.com.sg
mUAr_cHEe
Hall of Fame Golfer
Hall of Fame Golfer


Posts : 7236
Join date : 2009-06-19
Location : Sillypore

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 10:00 pm

i just signed up for my insurance today at keppel.
Back to top Go down
TigaWood
Super Active Golfer
Super Active Golfer


Posts : 2411
Join date : 2009-11-29
Location : www.HuatLeow.com

PostSubject: Re: Golfer Insurance   Wed Jan 20, 2010 11:52 pm

MC isn't Keppel Insurance automatic? do we need to sign up?
Back to top Go down
http://www.HuatLeow.com
S70B
Course Marshal
Course Marshal


Posts : 5118
Join date : 2009-06-18
Location : Home sweat home...

PostSubject: Re: Golfer Insurance   Thu Jan 21, 2010 1:38 am

SBH,

No its not automatic. Check with the Golfing Office. I Think Mr Yeoh or Wahup is best to help.

$15 per annum.
Back to top Go down
watermyforrest
Incredibly Active Golfer
Incredibly Active Golfer


Posts : 3248
Join date : 2009-07-17
Age : 41
Location : Serangoon Central

PostSubject: Re: Golfer Insurance   Thu Jan 21, 2010 5:52 am

woookay... it would be nice if we can have a list of insurance agency and the price for all of GRians to refer to (even nicer if it can have a bit more details). IMHO the mandatory golf insurance imposed by the golf course need not be mentioned but if it is, by all means add them up to the list.

From the above, here is the list so far:

Insurer: HSBC
Cost: Free, must pay using the HSBC Credit Card and must inform the bank
Period: duration of the game
Coverage: ???

Insurer: MyGolfKaki
Cost: Included in the membership
Period: 1 year
Coverage: excess $300 per club ???

Insurer: AIA
Cost: $100?
Period: 1 year?
Coverage: ???
Back to top Go down
asahi
Course Marshal
Course Marshal


Posts : 10361
Join date : 2009-12-19
Age : 39

PostSubject: Re: Golfer Insurance   Thu Jan 21, 2010 9:09 am

Come on GR golfers, do continue the list and share your insurance 'package'.
Back to top Go down
Mr D
Newbie Golfer
Newbie Golfer


Posts : 10
Join date : 2009-09-27

PostSubject: Re: Golfer Insurance   Thu Jan 21, 2010 9:51 am

watermyforrest wrote:
woookay... it would be nice if we can have a list of insurance agency and the price for all of GRians to refer to (even nicer if it can have a bit more details). IMHO the mandatory golf insurance imposed by the golf course need not be mentioned but if it is, by all means add them up to the list.

From the above, here is the list so far:

Insurer: HSBC
Cost: Free, must pay using the HSBC Credit Card and must inform the bank
Period: duration of the game
Coverage: ???

Insurer: MyGolfKaki
Cost: Included in the membership
Period: 1 year
Coverage: excess $300 per club ???

Insurer: AIA
Cost: $100?
Period: 1 year?
Coverage: ???


Insurer: MyGolfKaki
Cost: Included in the membership
Period: 1 year
Coverage: excess of $300 per claim

and if I am not wrong, the pay per play 2 or 3 ringgit insurance at the JB clubs do not have any excess condition. Full claim amount.
Back to top Go down
TigaWood
Super Active Golfer
Super Active Golfer


Posts : 2411
Join date : 2009-11-29
Location : www.HuatLeow.com

PostSubject: Re: Golfer Insurance   Thu Jan 21, 2010 2:01 pm

Hi All,

I am working with insurance companies to come up with a special package to the GR members.
Now I am short listing all the companies and will submit to the committee for approvals.
Hope to get back to you all ASAP.
Back to top Go down
http://www.HuatLeow.com
LinLauPeh
Senior Golfer
Senior Golfer


Posts : 402
Join date : 2009-08-29
Age : 43

PostSubject: Re: Golfer Insurance   Thu Jan 21, 2010 2:14 pm

Wah good job, Seebayho! No wonder you call yourself Seebayho. I have checked with some insurance companies on golf insurance. Seems like they only cover equipments to about $2-3k... Wondering if they can provide more coverage....>5k, <12k..
Back to top Go down
Sponsored content




PostSubject: Re: Golfer Insurance   Today at 11:49 am

Back to top Go down
 
Golfer Insurance
View previous topic View next topic Back to top 
Page 1 of 2Go to page : 1, 2  Next
 Similar topics
-
» Another golfer struck by lightning
» Help Needed to Vote for favourite Swiss Golfer
» TO all lady golfer....
» Cure for Golfer's Elbow
» Serious News!!!!!!!!! Golfer found dead, body discovered the next day

Permissions in this forum:You cannot reply to topics in this forum
Singapore Golf Forum - Golf Republic :: The Clubhouse :: Golf Talk-
Jump to:  
Friends of Golf RepublicFriends of Golf RepublicFriends of Golf Republic
Copyright © 2009 Golf Republic. All Rights Reserved.